LifeCos
Take Control of Your Professional Footprint
Carrier oversight is your organization's core regulatory pillar, yet validating credentials shouldn't drain your underwriting resources. E&O Shield streamlines the link between LifeCos, your distribution force, and essential risk partners.
Independent Advisors
Stop Wasting Time on Repetitive Onboarding Packets. Centralize your credentials, access tokenized sharing, and clear the path for your production lines. Own your professional data and make it work for your business.
Corporate Partners & MGAs
Unclog Your Compliance Pipeline & Automate Network Supervision. Protect your firm, fulfill regulatory mandates, and build a real-time, automated window into independent field force conduct risk.
What you share
The Old Way (The Administrative Slowdown)
The Passport Way (The Automated Fast Track)
How it Directly Benefits Your Practice
Active Licenses & Designations
Manually pulling records from separate provincial portals for every carrier or dealer audit.
Direct, automated stream of your multi-jurisdictional profile.
Frictionless Compliance: Never get your commission blocked or delayed due to a missing out-of-province certificate file.
E&O Insurance Policies
Hunting down PDFs and emailing proof of coverage every single renewal cycle to multiple compliance desks.
E&O Shield allows your provider to upload current and historical policies automatically.
Zero Admin Overhead: Your MGA instantly verifies active coverage, keeping your business running without manual steps.
OBA Disclosures
Filling out lengthy, redundant corporate conflict-of-interest forms for multiple partners.
A strict digital conflict ledger mapping 20+ fields of advisor disclosures seamlessly.
Protected Reputation: Drastically lowers consumer litigation and compliance review risks by keeping all records transparent.
KYP Training Tokens
No automated way to prove you took a mandatory training module before a dealer blocks your trade.
Restricts product sales if your active profile lacks the required training token.
Enforced Sales Velocity: Ensures your client policies and investment trades are processed instantly without being kicked back.
Practice Review History
Manually compiling a physical review file every time your MGA selects you for an Advisor Practice Review (APR).
Passport captures review history, while VigilantCS enables two-way collaboration and live data capture.
Automated Audits:
Eliminates duplicate APRs by using a shared, pre-documented file with your dealer.